Week Three Quiz Essay

Week Three Quiz Essay Week Three Quiz Essay University of Phoenix Week Three Quiz Directions: Based on your readings and discussions in class this week, select the best answer. Utilize the Text Highlight feature or Bold your response. 1. Which of the following is not an effective way to think about money? a. Live below your means but within your needs. b. Only purchase needs, not wants. c. Financial freedom requires making a lot of money. d. Pay yourself first. 2. The best place for your emergency savings fund is a. in a liquid account at a bank or credit union that offers you the highest interest rate possible b. in a fireproof safe within your home; you want to be able to get to your money quickly in an emergency c. in your checking account or your debit-card account so you can get it right away- keep a mental note of what part of your balance is to be spent only on emergencies d. in a Roth IRA- you can always withdraw your contributions without a penalty or tax 3. If the money you have coming in each month (your take-home pay) is less than the money going out each month to pay the bills, you should a. make up the difference by using a credit card with a very low interest rate b. stop paying your credit card in full; paying just the minimum due gives you more money each month c. look through your spending for the single biggest expense you can eliminate completely to make your income equal what you spend d. find ways to trim spending from multiple spending categories till you have made up the shortfall 4. When selecting and using a debit card, you should avoid a. monitoring your account every other day b. prepay cards that allow you to load more money onto them c. debit cards tied to your checking account d. overdraft protection that allows you to spend more than you have 5. How do you make sure the money you deposit at a bank or credit union is 100% safe- that you are guaranteed to get every penny back no matter what? a. Keep the money in a checking or savings account, not a money-market fund. b. Keep cash in a safe-deposit box at a bank that you have access to seven days a week. c. Just make sure your balance is never more than $50,000 at a single bank or credit union, because that is the limit that financial institutions can guarantee. d. Confirm that a bank is a member of the Federal Deposit Insurance Corp. (FDIC) or a credit union is a member of the National Credit Union Share Insurance Fund (NCUSIF), and never have more in your account than the maximum insured amount. 6. What is the main disadvantage of using only a debit card? a. Debit card purchases are not reported to credit reporting agencies and therefore will not help

Answers to Common Questions About Making Slime

Answers to Common Questions About Making Slime Here are answers to common questions about making slime, concerning slime ingredients, coloring slime, and storing slime: Making Translucent or Opaque Slime Basically, your slime will be about as transparent as the glue you use to make it. If you use white school glue, then your slime will be opaque. If you use translucent clear or blue glue gel (or another see-through color), then your slime will be translucent. Mixing Slime Solutions in Advance You can prepare the borax and glue solutions days or weeks before actually making the slime. How to Color Slime If your glue is tinted, then your slime will be colored. You can mix food coloring in with either slime-making solution. You can also add glitter or other decorations. Slime's Shelf Life Slime doesnt go bad, but you might want to toss it if it develops mold or dries out. Refrigerated slime, kept in a sealable plastic bag, should last for a couple of weeks, though even unrefrigerated bags have lasted much longer.

Answers to Common Questions About Making Slime

Answers to Common Questions About Making Slime Here are answers to common questions about making slime, concerning slime ingredients, coloring slime, and storing slime: Making Translucent or Opaque Slime Basically, your slime will be about as transparent as the glue you use to make it. If you use white school glue, then your slime will be opaque. If you use translucent clear or blue glue gel (or another see-through color), then your slime will be translucent. Mixing Slime Solutions in Advance You can prepare the borax and glue solutions days or weeks before actually making the slime. How to Color Slime If your glue is tinted, then your slime will be colored. You can mix food coloring in with either slime-making solution. You can also add glitter or other decorations. Slime's Shelf Life Slime doesnt go bad, but you might want to toss it if it develops mold or dries out. Refrigerated slime, kept in a sealable plastic bag, should last for a couple of weeks, though even unrefrigerated bags have lasted much longer.

Creating_Financing_Marketing A Bussiness Assignment

Creating_Financing_Marketing A Bussiness - Assignment Example Equity funding includes partners’ contributions, ploughed back profit, offers for the shares, personal contributions, and gifts, while debt funding includes loans from financial institutions, insurance companies and government agencies (Hatten, 2011). Managerial accounting can help managers with product costing, incremental analysis, and budgeting by providing necessary accounting information such as costs, cost variance and forecasts to aid managerial decision making in determining and regulating costs as well as in budgeting (Debarshi, 2011). The marketing process defines the target market for the clothes, quantifies its potential, and evaluates the value of satisfying the potential. The process also includes communication of the determined information to management and evaluation of delivered clothes to the market and initiated response (McDonald and Wilson, 2011). Social responsibility establishes a friendly relationship between an organization and its market towards acceptance of the organization’s products while technology facilitates efficiency and effectiveness of marketing initiatives (Hatten,

E-mail Essay Example | Topics and Well Written Essays - 750 words

E-mail - Essay Example But, the US marine's death in the blast of a roadside bomb on November 13, 2004 during a routine foot patrol in the Al Anbar province of Iraq has spared off a debate on his e-mail account with his family staking claim to access its details. The parents' claim that his son's email account should be made accessible to them was bluntly rejected by the Internet giant Yahoo on the ground that it violated the privacy rules (Chambers, Yahoo denies family access to slain soldier's e-mail). The question is whether or not his parents should be allowed access to his email account. The killed marine's father, John Ellsworth, argues that his son's email account, with its complete details, works as a journal for future generations as it provides an opportunity for people to go through the actual words from someone direct on the warfront in Iraq (who owns your e-mails Para 5). Many experts feel that the Yahoo management had acted correctly (Leach 12). But, the father seems to be right going by the utilitarian principles as the act of providing access by the Yahoo to the son's email account brigs about certain utility to the family in shape of happiness. Here, the parents of the killed soldier are guided by the family emotions and sentiments ant that particular act of accessing the son's email account would result in moments of happiness for the 2 family. Utilitarianism, as per the theory advocated by John Stuart Mill, aims at the ultimate utility and happiness of people. It sustains greatly even if one person derives pleasure from the act of others and on the act of his own (Mill, 10). Mill further says that this great act of providing happiness to others stems gradually through cultivation of a noble character. There is no need to make a special mention that noble character builds from the fundamentals of the ethics. Utilitarianism therefore draws its strength directly from ethics and morals. The killed soldier's parents, aghast at their son's untimely death, might have wanted to keep the messages in the e-mail account as memoirs throughout their lives. In an ethical point of view, the parents of the young American soldier should be provided full access of the mail box of their son to make them happy. Further, by making the mail box messages available to the family, Yahoo would lose nothing except being accused by its users of violating the privacy policy. Sure, it can support its case on ethical grounds if it provides access. But, certainly it is not violating the privacy of others. Knowing this full well, the Yahoo management has refused permission fearing that it may lose popular support. One may support the Yahoo's argument under the principles of negative utilitarianism which prescribes promotion of least amount of harm / evil or prevention of the greatest amount of harm / evil for the greatest number (Negative utilitarianism, Para 1). Here, providing accessibility of the e-mail only results in happiness to the parents. Moreover, the question of promoting evil does not arise. The company may argue that by denying the access of the mail box to the parents, it is preventing a possible greatest harm to its greatest number of users. But, the possible greatest harm indicates a hypothetical tendency and the principles of negative utilitarianism can never be applied in this context as it is not a certain ty that providing access of the e-mail would harm

Great Expectations Thesis Essay Example for Free

Great Expectations Thesis Essay All along, Pip was under the impression that his benefactor was Miss Havisham, as opposed to Magwitch. * Joe Gargery, Pips brother-in-law, and his first father figure. He is a blacksmith who is always kind to Pip and the only person with whom Pip is always honest. Joe was very disappointed when Pip decided to leave his home and travel to London to become a gentleman rather than be a blacksmith. * Mrs. Joe Gargery, Pips hot-tempered adult sister, who raises him after the death of their parents but complains constantly of the burden Pip is to her. Orlick, her husbands journeyman, attacks her and she is left disabled until her death. Mr Pumblechook, Joe Gargerys uncle, an officious bachelor and corn merchant. While holding Pip in disdain, he tells Mrs. Joe (as she is widely known) how noble she is to raise Pip. As the person who first connected Pip to Miss Havisham, he even claims to have been the original architect of Pips precious fortune. Pip despises Mr Pumblechook as Mr Pumblechook constantly makes himself out to be better than he really is. He is a cunning impostor. When Pip finally stands up to him, Mr Pumblechook turns those listening to the conversation against Pip and his usefulness at succession. Miss Havisham and her family * Miss Havisham, wealthy spinster who takes Pip on as a companion and who Pip suspects is his benefactor. Miss Havisham does not discourage this as it fits into her own spiteful plans which derive from her desire for revenge after being jilted at the altar several years before. She later apologizes to him as shes overtaken by guilt. He accepts her apology and she is badly burnt when her wedding dress, which she has never taken off since being jilted, catches fire when she gets close to the fireplace. Pip saves her, but she later dies from her injuries. Estella, Miss Havishams adopted daughter, whom Pip pursues romantically throughout the novel. She is secretly the daughter of Molly, Jaggerss housekeeper, and Abel Magwitch, Pips convict. Estella was given up for adoption to Miss Havisham after her mother, Molly, is tried for murder. [4] Estella represents the life of wealth and culture for which Pip strives. Since her ability to love has been ruined by Mis s Havisham, she is unable to return Pips passion. She warns Pip of this repeatedly, but he is unwilling or unable to believe her. * Matthew Pocket, a cousin of Miss Havishams. He is the patriarch of the Pocket family, but unlike others of her relatives he is not greedy for Havishams wealth. Matthew Pocket has a family of nine children, two nurses, a housekeeper, a cook, and a pretty but useless wife (named Belinda). He also tutors young gentlemen, such as Bentley Drummle, Startop, Pip, and his own son Herbert, who live on his estate. * Herbert Pocket, a member of the Pocket family, Miss Havishams presumed heirs, whom Pip first meets as a pale young gentleman who challenges Pip to a fist fight at Miss Havishams house when both are children. He is the son of Matthew Pocket, is Pips tutor in the gentlemanly arts, and shares his apartment with Pip in London, becoming Pips fast friend who is there to share Pips happiness. Characters from Pips youth * The Convict, an escapee from a prison ship, whom Pip treats kindly, and who turns out to be his benefactor, at which time his real name is revealed to be Abel Magwitch, but who is also known as Provis and Mr Campbell in parts of the story to protect his identity. Pip also covers him as his uncle in order that no one recognizes him as a convict sent to Australia years before. Abel Magwitch, the convicts given name, who is also Pips benefactor. * Provis, a name that Abel Magwitch uses when he returns to London, to conceal his identity. Pip also says that Provis is his uncle visiting from out of town. * Mr Campbell, a name that Abel Magwitch uses after he is discovered in London by his enemy. * Biddy, Wopsles second cousin; she runs an evening school from her home in Pips village and becomes Pips teacher. A kind and intelligent but poor young woman, she is, like Pip and Estella, an orphan. She is the opposite of Estella. Pip ignores her obvious love for him as he fruitlessly pursues Estella. After he realizes the error of his life choices, he returns to claim Biddy as his bride, only to find out she has married Joe Gargery. Biddy and Joe later have two children, one named after Pip whom Estella mistakes as Pips child in the original ending. Orlick was attracted to her, but his affection was unreciprocated. The lawyer and his circle * Mr Jaggers, prominent London lawyer who represents the interests of diverse clients, both criminal and civil. He represents Pips benefactor and is Miss Havishams lawyer as well. By the end of the story, his law practice is the common element that brushes many of the characters. * John Wemmick, Jaggerss clerk, only called Mr. Wemmick and Wemmick except by his father, who himself is referred to as The Aged Parent, The Aged P. , or simply The Aged. Wemmick is Pips chief go-between with Jaggers and generally looks after Pip in London. Mr. Wemmick lives with his father, The Aged, in John’s â€Å"castle†, which is a small replica of a castle complete with a drawbridge and moat, in Walworth. * Molly, Mr Jaggerss maidservant whom Jaggers saved from the gallows for murder. Great Expectations is a novel depicting growth and personal development, in this case, of Pip. The themes are ambition and the desire for self-improvement (social, economic, educational, and moral); guilt, criminality, and innocence; maturation and the growth from childhood to adulthood; the importance of affection, loyalty, and sympathy over social advancement and class superiority; social class; the difficulty of maintaining superficial moral and social categories in a constantly changing worldFrom an early age, Pip feels guilt; he is also afraid that someone will find out about his crime and arrest him. The theme of crime comes in to even greater effect when Pip discovers that his benefactor is in fact a convict. Pip has an internal struggle with his conscience throughout the book. Great Expectations explores the different social classes of the Georgian era. Throughout the book, Pip becomes involved with a broad range of classes, from criminals like Magwitch to the extremely rich like Miss Havisham. Pip has great ambition, as demonstrated constantly in the book.

The Disappearing Democracy of the United States Essay -- America Polit

The Disappearing Democracy of the United States For Americans, the word â€Å"democracy† itself is strong enough to conjure up notions of a nation unhindered by an oppressive government where citizens are able to engage in the freedom of speech, press, and religious choice and practice. So powerful are American pro-Democratic sentiments that it is a common thought that any other country that does not prescribe to a liberal democracy is somehow inferior. Yet as time marches on, the feelings of superiority by American citizens become more and more unfounded. For, right before our eyes, the very notion of democracy, that Americans become braggarts about, is disappearing. While the U.S. government boasts of the freedoms it affords its citizens, it corrupts such an image through repeated non-democratic actions. While citizens cherish the affordances of a liberal democracy, many do not make the effort to support such a system; taking it for granted that no matter what, a democracy is a self perpetuating entity. In thi s paper I will argue that the liberal democracy that supposedly defines American government is a declining entity due to overt acts against the principles of democracy by the United States government and also due to the decline of civic engagement by United States citizens. The fact is, no system of government can be perpetuated if the government and its citizens do not work to keep their ideals alive and in practice. Since the inception of a democratic government in the United States’ early history, many have held that a liberal democracy should be the standard to which all other governments should attempt to emulate (CNN.com, 1). As the world’s leading super power, the United States sets an exampl... ...shi. (2002). The Acts of the Democracies. Retrieved March 2, 2003 from http://www.krysstal.com/democracy.html National Organization for Women. (2003). The Truth about George W. Bush -Domestic Policy. Retrieved March 9, 2003 from http://www.thetruthaboutgeorge.com/domestic/ News from Reality. (2001). Raping The Mountainside: Filling the Yucca Mountains with Nuclear Waste. Retrieved March 11, 2003 from http://www.hereinreality.com/yucca.html Revolutionary Worker. (2001). The Bush Plan for Vieques: Bomb Now Pull Out Later. Revolutionary Worker Online. Retrieved March 10, 2003 from http://rwor.org/a/v23/1100-99/1109/vieques.htm Schemo, Diana Jean. (2003). The Presidents Budget Proposal: Education. New York Times Online. Retrieved March 10, 2003 from http://query.nytimes.com/gst/abstract.html?res=F60E17F6355C0C768CDDAB08 94DB404482